56303 ZIP Code — Saint Cloud, MN
Stearns County, Minnesota
ZIP code 56303 is located in Saint Cloud, Minnesota, within Stearns County. It covers approximately 10.96 square miles and serves a population of 25,299 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.
About ZIP code 56303
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $175,800. Owner-occupancy sits near the national average at 62%.
Median household income is $64,278. 30% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
25,299
population
10.96
sq mi land
Standard
ZIP type
Central (CT)
timezone
56303 ZIP code map
Cities in ZIP code 56303
Below are the cities the US Postal Service accepts for ZIP code 56303. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Saint Cloud | Acceptable |
| Saint Cloud | Preferred |
Nearby ZIP codes
56388 Saint Cloud (1.6 mi)
56388 Saint Cloud (1.6 mi)
56388 Saint Cloud (1.6 mi)
56393 Saint Cloud (2.9 mi)
56372 Saint Cloud (2.9 mi)
56395 Saint Cloud (2.9 mi)
56395 Saint Cloud (2.9 mi)
56399 Saint Cloud (2.9 mi)
56393 Saint Cloud (2.9 mi)
56372 Saint Cloud (2.9 mi)
56399 Saint Cloud (2.9 mi)
56399 Saint Cloud (2.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 25,299 |
| Population density | 2,308 / sq mi |
| State FIPS | 27 |
| County FIPS | 145 |
| Geography | |
|---|---|
| Land area | 10.96 sq mi |
| Water area | 0.24 sq mi |
| Latitude | 45.5808 |
| Longitude | -94.2152 |
| Timezone | Central (CT) |
| Area code | 320 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.5% | 38.8% | 33.6% |
| $50k – $100k | 34.1% | 33.9% | 31.5% |
| $100k – $200k | 16.2% | 22.7% | 26.5% |
| Over $200k | 3.2% | 4.6% | 8.5% |
Demographics & statistics
25,299
Population
2,308
People per sq mi
37.1
Median age
$64,278
Median household income
$34,923
Per capita income
$175,800
Median home value
$929
Median monthly rent
62.2%
Home ownership
13.8%
Poverty rate
3.2%
Unemployment
7,259
Housing units
30.2%
Bachelor's or higher
Age distribution
Male
Female
813
Under 5
776
570
5–9
545
845
10–14
807
662
15–19
632
1,230
20–24
1,175
1,892
25–34
1,807
1,748
35–44
1,670
1,260
45–54
1,204
693
55–59
662
887
60–64
847
1,431
65–74
1,367
685
75–84
654
224
85+
213
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 5,076 | 20.1% |
| 18 and over | 20,223 | 79.9% |
| 65 and over | 4,574 | 18.1% |
| Median age | 37.1 years | |
Race & ethnicity
White
79.2%
Black or African American
9.9%
Two or more races
4.7%
Asian
2.6%
Hispanic or Latino
2.2%
Other race
1.3%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 20,474 | 79.2% |
| Black or African American | 2,565 | 9.9% |
| Two or more races | 1,225 | 4.7% |
| Asian | 674 | 2.6% |
| Hispanic or Latino | 566 | 2.2% |
| Other race | 330 | 1.3% |
| American Indian / Alaska Native | 31 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.5% | 38.8% | 33.6% |
| $50k – $100k | 34.1% | 33.9% | 31.5% |
| $100k – $200k | 16.2% | 22.7% | 26.5% |
| Over $200k | 3.2% | 4.6% | 8.5% |
Under $10k
3.5%
$10k–$15k
4.9%
$15k–$25k
9.8%
$25k–$35k
8.7%
$35k–$50k
12.8%
$50k–$75k
19.0%
$75k–$100k
16.9%
$100k–$150k
15.4%
$150k–$200k
3.9%
$200k+
5.1%
| Range | % of households |
|---|---|
| Under $10k | 3.5% |
| $10k–$15k | 4.9% |
| $15k–$25k | 9.8% |
| $25k–$35k | 8.7% |
| $35k–$50k | 12.8% |
| $50k–$75k | 19.0% |
| $75k–$100k | 16.9% |
| $100k–$150k | 15.4% |
| $150k–$200k | 3.9% |
| $200k+ | 5.1% |
| Median income | $64,278 |
Housing
Home values
Under $50k
3.5%
$50k–$100k
4.9%
$100k–$150k
26.3%
$150k–$200k
26.1%
$200k–$300k
28.2%
$300k–$500k
9.0%
$500k–$1M
0.9%
$1M+
0.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $175,800 |
| Median rent / month | $929 |
| Owner occupied | 62.2% |
| Renter occupied | 37.8% |
| Vacant | 5.1% |
| Single-family detached | 63.0% |
| Large apartment buildings | 18.2% |
| Mobile homes | 0.5% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.30 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 7.1% |
| 2000–2009 | 16.7% |
| 1990–1999 | 7.6% |
| 1980–1989 | 14.9% |
| 1970–1979 | 14.8% |
| 1960–1969 | 10.4% |
| 1950–1959 | 7.8% |
| 1940–1949 | 8.3% |
| 1939 or earlier | 12.4% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.2% |
| 1 bedroom | 10.9% |
| 2 bedrooms | 30.4% |
| 3 bedrooms | 28.9% |
| 4 bedrooms | 20.4% |
| 5+ bedrooms | 4.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 9.0% |
| 1 vehicle | 40.5% |
| 2 vehicles | 35.3% |
| 3 or more | 15.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 62.0% |
| Electricity | 33.1% |
| Propane / LP gas | 2.1% |
| Fuel oil | 0.9% |
| Wood | 0.2% |
| No fuel used | 0.9% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,292 | 39.9% |
| Cohabiting couple | 989 | 9.2% |
| Male householder, no spouse | 2,527 | 23.5% |
| Female householder, no spouse | 2,937 | 27.3% |
| Households with children under 18 | 2,772 | 25.8% |
| Households with seniors (65+) | 2,971 | 27.7% |
| Average household size | 2.24 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 43.0% | 36.3% |
| Married | 43.2% | 44.0% |
| Separated | 0.4% | 1.5% |
| Widowed | 2.6% | 7.3% |
| Divorced | 10.8% | 10.8% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
3.9%
HS graduate
26.3%
Some college, no degree
26.1%
Associate's degree
10.7%
Bachelor's degree
20.0%
Graduate / professional
10.2%
| Metric | % |
|---|---|
| HS diploma or higher | 93.3% |
| Bachelor's or higher | 30.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 301 | 5.7% |
| Kindergarten | 200 | 3.8% |
| Elementary school | 2,253 | 43.0% |
| High school | 889 | 17.0% |
| College / grad school | 1,597 | 30.5% |
Employment
Industry of employment
Education & healthcare
28.5%
Retail trade
12.1%
Manufacturing
12.0%
Construction
8.4%
Arts, food & hospitality
8.3%
Professional & management
6.7%
Finance & real estate
6.2%
Transportation & utilities
6.0%
Other services
4.6%
Wholesale trade
3.1%
Public administration
1.9%
Information
1.1%
Agriculture & mining
1.0%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 34.7% |
| Service | 16.9% |
| Sales & office | 22.8% |
| Natural resources & construction | 8.4% |
| Production & transportation | 17.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 86.1% |
| Government | 11.7% |
| Self-employed | 2.2% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 76.0% |
| Carpool | 10.3% |
| Public transit | 1.0% |
| Walk | 3.0% |
| Work from home | 7.1% |
| Other means | 2.7% |
| Avg commute (minutes) | 18.1 |
Poverty
All people
13.8%
Under 18 years
13.5%
18 and over
13.8%
Married-couple families
5.1%
Female-led households
26.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 30.3% |
| Retirement income | 24.3% |
| Supplemental Security | 6.6% |
| Cash public assistance | 3.6% |
| Food stamps / SNAP | 12.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.5% |
| High blood pressure | 27.5% |
| High cholesterol | 27.7% |
| Diabetes | 8.4% |
| Heart disease | 5.7% |
| Stroke | 2.8% |
| Asthma | 8.9% |
| Arthritis | 21.4% |
| Kidney disease | 2.6% |
| Pulmonary disease | 5.3% |
| Cancer | 6.0% |
| Behavior / access | % |
|---|---|
| Smoking | 17.7% |
| Binge drinking | 20.4% |
| No physical activity | 21.7% |
| Less than 7 hrs sleep | 30.2% |
| Depression | 22.9% |
| Fair or poor health | 11.9% |
| Poor mental health | 14.1% |
| Poor physical health | 9.2% |
| No health insurance | 10.9% |
| Visited doctor (checkup) | 69.0% |
| Visited dentist | 68.6% |
| Cholesterol screening | 86.6% |
| Teeth loss | 11.7% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,897 | 9.4% |
| Disability | % |
|---|---|
| Any disability | 15.2% |
| Under 18 | 5.1% |
| 18–64 years | 13.9% |
| 65 and over | 32.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.3% |
| Public insurance | 41.4% |
| No insurance | 5.0% |
| Uninsured under 19 | 1.2% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 23,710 | 93.7% |
| Spanish | 730 | 3.1% |
| Other Indo-European | 104 | 0.4% |
| Asian & Pacific Islander | 185 | 0.8% |
| Other languages | 202 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 23,551 | 93.1% |
| Born in same state | 23,145 | 91.5% |
| Born in different state | 18,653 | 73.7% |
| Foreign born | 406 | 1.6% |
| Naturalized citizen | 1,748 | 6.9% |
| Not a US citizen | 1,049 | 60.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 1,966 | 7.8% |
| Italian | 1,945 | 7.7% |
| French | 1,112 | 4.4% |
| Arab | 559 | 2.2% |
| English | 446 | 1.8% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 120 | 0.5% |
| German | 79 | 0.3% |
| Irish | 36 | 0.1% |
| Norwegian | 13 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 42.5% |
| Internet access | 95.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 56303
What city is ZIP code 56303 in?
ZIP code 56303 is primarily assigned to Saint Cloud, Minnesota.
What county is ZIP code 56303 in?
ZIP code 56303 falls within Stearns County, Minnesota.
Does ZIP code 56303 have a large veteran population?
9% of civilians in ZIP code 56303 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 56303?
The median home value in ZIP code 56303 is $175,800.
What is the population of ZIP code 56303?
ZIP code 56303 has an estimated population of 25,299 residents, with a density of 2,308 people per square mile.
What is the median household income in ZIP code 56303?
The median household income in ZIP code 56303 is $64,278, below the national median of ~$75,000.
What timezone is ZIP code 56303 in?
ZIP code 56303 observes the CST timezone.